Late last month the Insurance Bureau of Canada launched a media campaign claiming Ontario has one of the most generous benefits packages in North America.
Coincidentally Ontario’s Minister of Finance, Dwight Duncan, issued a press release claiming Ontario’s accident benefits remain the most generous in Canada.
Is this true or is it a sleight of hand to divert our attention from the fact Ontario’s car insurance premiums are the highest in the country?
Let’s start by looking at the majority of accident victims, those who suffer minor injuries such as sprains, strains and minor to moderate whiplash.
According to the 2011 Annual Report of the Office of the Auditor General of Ontario (the AGO Report) approximately 60% of accident victims suffer minor injuries. If you suffer a minor injury as a result of a car accident in Ontario your generous entitlement for medical rehabilitation benefits is a maximum of $3,500.